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Your quick guide to Debt Solutions

 SOLUTION TYPE 
Why choose this solution?

DEBT CONSOLIDATION

Pay off all your debts - credit cards, store cards, loans etc. - with a single loan.
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DEBT MANAGEMENT

Informal arrangement with your creditors to repay your debts with lower monthly payments.
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IVA

Formal arrangement, proportion of debt written off, remaining debt cleared over 5 years.
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BANKRUPTCY

The most severe option, with most assets lost and long term after-effects.
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