Everyone, regardless of their financial circumstances, should complete an Statement of Affairs, (SOA) often called an Income and Expenditure form. Why? Because this will demonstrate how much control you have over your finances and where savings can be made.
Once completed you can make the SOA public which will allow our community in the debt forum to view it and offer areas where they think it could be improved by saving money or offering their thoughts on what your next step could be.
Please bear in mind that the comments offered on this forum are entirely opinions and should not be relied upon. Debtwatchdog only intends to offer direction and useful tips and always recommends that you seek independent advice before acting on any suggestions offered in the forum.
If you feel your situation is urgent then we recommend you call DSS Ltd on 0800 321 3897. DSS are a company who will assess whither or not you are insolvent and recommend the best course of action. This service is entirely free to DW members and visitors.
