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UK Debt Advice Articles

Find all our articles containing lots of useful and helpful debt advice tips

2009-02-25New Changes to Bankruptcy in Scotland
The changes to the Scottish personal bankruptcy (sequestration) procedures has allowed more Scots to apply for bankruptcy -find out why.
2009-02-18How to beat the recession
Here's our angle on how to beat the recession.
2009-02-17Good debt - bad debt
Every one has debt good or bad but which is which and how can we learn more about debt. Answer... read on.
2009-02-11Making money from Pre-payment meters
How much money does your energy company make from pre-payment meters and to what lengths will they go to install one?
2009-02-09Should I hand back my house?
Should you just hand back you house or are there other options. Read here and find out.
2009-02-06What is an Insolvency Practitioner?
What is an insolvency practitioner? Find out exactly what he does and what should you expect when you meet one.
2009-02-03House repossession in Scotland
Too many homes are being repossessed. If you are worried about this then read this article.
2009-02-03Christmas credit crunch bites Santa
What effect did the credit crunch have on us at Christmas, find out here.
2009-02-03Surviving the credit crunch this Christmas
Make sure your new Christmas is not a debt ridden Christmas. This short piece will help you avoid spending too much money next Christmas.
2009-02-03Rising debt levels for OAP's
OAP debt are levels are on the increase find out what why.
2009-01-21Should I Get A Loan During The Credit Crunch?
This must be the question on everyone's lips just now -Should I Get A Loan During The Credit Crunch? Here are some points you should consider before getting a loan.
2009-01-16What happens after bankruptcy?
Everyone thinks that they know what happens after bankruptcy but do they? Read on and find out what happens.
2009-01-15Don't despair about debt
Being in debt can get you down. The challenge is to rise up and do something positive with your debt and life. This article details the options.
2008-12-28How interest rates fight inflation
Interest rates are continually moving, the reason for this, we are told, is that it fights inflation. Find out how.
2008-12-19Store cards - are they worth it?
Commonly used but rarely critically examined, are store cards worth it? Read here and find out.
2008-12-17Debt after death
Sadly it comes to us all, but what happens to our debts when we die. Read on to find out.
2008-12-17Debt from mortgage shortfalls
This article will be of interest if you are in negative equity or your house has repossessed.
2008-12-15Sell and Rent Back schemes
When times are hard and you are considering a Sell and Rent Backs scheme you need to do your own research. Here you'll find useful information to help you make an informed decision.
2008-12-12Should We Reclaim Bank Charges?
The banks have made a lot of money from charging excessive bank charges on overdrawn accounts. Find o0ut how to claim these charges back.
2008-12-12How to save money?
In this financial climate we should be looking a various ways to save money. This article will save you money.
2008-12-11Is Your Car A Financial Burden?
We all must look at ways we can save money and our car is one of the biggest sources of expenditure. Read here to find out how to cut the cost of motoring.
2008-12-11How to cut the cost of car insurance
Do you simply renew your car insurance each year? Are you fed up paying through the nose? Do you want cheaper car insurance? The answers are here.
2008-12-09Debt from Doorstep Loans
Have you ever considered using a doorstep loan or ever wondered what it was. This article will explain it all.
2008-12-08Benefits of debt consolidation
This article examines what the benefits of debt consolidation and how best to use it as a tool for debt relief.
2008-12-05PPI - is it worth it?
It is essential that you know exactly what is involved with payment protection. This article will let you know whether or not it is worth it.
2008-12-03Will the Debt Crisis Get Worse?
Is there an answer to how long this credit crunch will last. There isn't , but this article will help you understand a little bit more about the problems.
2008-12-03IVA's Explained
When should you take out an IVA and what is an IVA are examined in this article
2008-12-01Idiot's Guide to the Credit Crunch
Have you ever asked yourself how did the credit crunch happen? Well this brief and insightful article will explain how this economic catastrophe happened.
2008-12-01Know Your Redundancy Rights
Being made redundant is a worrying and stressful time made worse by the confusion of what you are entitled to. This article examines what rights you are entitled when you are made redundant.
2008-11-28What are Tax Credits?
The are two main sources of tax credits. This article examines both and signposts how to claim them.
2008-11-28Surviving redundancy
Being made redundant, for many, is a step into the unknown. This article offers support and advice for those who have recently been made redundant.
2008-11-27The different kinds of debt solutions
Here is a nice concise list of debt solutions available.
2008-11-27Best Way to Repay a Student Loan
All you need to know about student debt and how to repay it.
2008-11-27Effect of an IVA on credit rating
Have you ever wondered about what effect an IVA has on your credit rating, well look no further.
2008-11-26The pros and cons of a debt management plan
This article examines the advantages and disadvantages of a debt management plan.
2008-11-26Tips on credit card debt management
It is important to know how to deal with your credit card debts in order to avoid falling deeper into the mire. This article will help you avoid many of the pitfalls.
2008-11-25The alternatives to a debt management
There are more options than you think to debt management. This article explains what alternatives there are.
2008-11-25How Can I Stop My Creditors From Calling Me?
There are various ways to stop creditors from pestering you. This article will help you to stop your creditors from calling you.
2008-11-24Refused a loan? What should I do ?
If you have been refused a loan, it is vital to find out if your credit file is correct or not. For more information about what to do read here.
2008-11-24Debt Problems and HP
It is important to understand what options are available to you when you are experiencing debt problems. In this article we highlight what you can do if you are struggling with HP payments.
2008-11-21Tenancy agreements - IVA's and Bankruptcy
Have you ever considered what impact an IVA or bankruptcy has on your tenancy agreement? Find out here.
2008-11-21Council Tax Arrears - What Can Happen?
It is important to know what can happen to you when you fall into Council Tax arrears. This article explains what can happen.
2008-11-20In Debt And Nearing Retirement Age
There are many things to consider when you are reaching retirement age. This article looks at a few of the issues surrounding debt and retirement.
2008-11-20Debt and Pensioners
What are the issues which affect pensioners the most? This article explores the issues of pensioner debt.
2008-11-19Will The Credit Crunch Cause Inflation?
The credit crunch always seems to be in the news. Find out what the effects are and how long it may last.
2008-11-19Mortgage Arrears - What You Should Know?
Do you have mortgage arrears? Worried about losing your house? Don't know where to turn to? This article will give you pointers on what you should be doing.
2008-11-18Should I use a credit repair company?
Newspapers and the radio are full of companies advertising that they will repair your credit file but can they and is it worth it? Read here and find out.
2008-11-18Bailiffs- what are my rights?
You can land yourself in a lot of trouble if you don't understand what bailiffs can and can't do. Read on for more information.
2008-11-17The IVA Process
Knowing what's involved in the IVA or Individual Voluntary Arrangement process will help relieve the stress of the process. This article explains what' s involved.
2008-11-17Credit Card Debt solutions
Being in control of your credit card debt is important. This article details where to find credit card debt solutions.
2008-11-12What can I do to stop bankruptcy?
There are various alternatives to bankruptcy which may be more appropriate to your needs, IVA, debt management, or debt consolidation. This article examines what other solutions there are.
2008-11-12How do I go Bankrupt?
What is involved in the the process of being made bankrupt and how easy it it and how much does it cost are all answered in this article.
2008-11-11Life after bankruptcy
This articles examines what you should expect after being declared bankrupt.
2008-11-11What Will I Lose in Bankruptcy
Bankruptcy is a serious step to take so it is important t to understand what is involved. This article details what you are likely to lose in bankruptcy.
2008-11-10What is a Protected Trust Deed?
How many people in Scotland know what an Protected Trust Deed is? Read this article and find out.
2008-11-10Electricity and Gas Arrears - What Can Happen
What can happen and what you should do when you have fallen into arrears with your gas and electricity is explored in the article.
2008-11-07How debt management solved my debt problems
This article examines how best to use debt management to eliminate debt problems.
2008-11-05The effect of IVA on credit rating
This articles examines how much impact an IVA will have on your credit rating.
2008-11-01What are the effects of bankruptcy?
Bankruptcy can seem like an ideal solution to serious debt problems. But what are the effects of bankruptcy on your life and finances.
2008-10-31Compare And Contrast Bankruptcy With An IVA
If you are suffering from severe financial difficulties then you may consider either declaring yourself bankrupt or applying for an IVA, so its vital that you fully understand both routes.
2008-10-30Debt Consolidation Tips
Check out this tips on debt consolidation before using this debt management route.
2008-10-29Pros and cons of debt consolidation
If you are considering debt consolidation as a form of debt management you need to fully understand the pros and cons of it. This article will help you under the issues involved.
2008-10-28Compare and Contrast IVA With Debt Management
The similarities and differences between IVA's and debt management plans are explained.
2008-10-28What is fuel poverty?
If the cost of heating and lighting your home is having a huge impact on your household expenses then you may be in fuel poverty.
2008-10-27How to avoid bankruptcy
You should explore other possible solutions before going bankrupt. This article gives you a brief run down of your options.
2008-10-27Your duties as a bankrupt
A brief run down of your obligations as a bankrupt.
2008-10-24What benefits am I entitled to?
Knowing what benefits you are entitled to is half the battle. The other is claiming them. In this article we have at least made the job of finding research slightly easier.
2008-10-21Debt Options For Those Who Live In Scotland
The law relating to debt is different in Scotland and many solutions are overlooked due to ignorance. Find out what your options are.
2008-10-20Car Repossession - My Options
What are your rights when you are threatened with car repossession? Don't know? Read our brief guide on things you should know about car repossession.
2008-10-20 Credit Crunch and Buy-to-Let Landlords
The credit crunch is impacting on everyone, including the buy-to-let sector. We examine the extent of this impact on the private investor.
2008-10-17Will The Credit Crunch Affect My Savings
The impact of the credit crunch is not just effecting the availability of credit but also our savings. This article examines the impact of the credit crunch on our savings.
2008-10-17What Has Caused The Credit Crunch
This is a good summary of the factors which have contributed to the credit crunch.
2008-10-16What Will Happen To My House in Bankruptcy
What you need to know about your house during bankruptcy.
2008-10-16Should I Save Money or Reduce My Debts
To save or not to save, that is the question. If not save then do we end the sleepless nights by reducing our debts? Per chance to dream
2008-10-15Will the 100 per cent mortgages return
We examine if the 100 per cent mortgage will ever return
2008-10-15Surviving the Credit Crunch
The credit crunch is effecting everyone. Find out how you can survive the credit crunch.
2008-10-11Protected Trust Deed will I lose my house
This articles examines what a Protected Trust Deed is and the risk of losing a house.
2008-10-11Protected Trust Deed vrs Bankruptcy
This article explores the differences between a protected trust deed and bankruptcy.
2008-10-11Protected Trust Deed or Debt Management
This article looks at the the main differences between a Protected Trust deed and a debt management plan
2008-10-10Impact of partners debts
Do you know the impact of your partners debts on your finances? Read here to find out.
2008-10-10Telling your partner about debt problems
Should you tell your partner about your debt problems is very common question. This article explores why you should tell your partner.
2008-10-07Money as debt videos
Do you know where money gets its value from? Watch these videos and find out.
2008-09-10Free money guaranteed
Don't get conned out of your hard earned money. This article examines the extent of the deception in the UK.
2008-09-04Help With Credit Card Debt
Everyone needs help with Help With Credit Card Debt. This article offers some quick fixes to deal with your credit debt and a long term strategy.
2008-08-25Can I get a debt consolidation loan?
Debt consolidation loans are becoming more available as the banks relax their lending criteria.
2008-08-11What is debt consolidation
What is debt consolidation is an article which will help you make the bets decisions about debt consolidation.
2008-06-10Debt Management Options
Hope is not lost for those who have debt problems. There are several solutions to your debt problems.
2008-05-17Debt Management Survival Plan
Tips on how to formulate a debt management plan to survive the credit crunch
2008-05-15How to avoid getting into debt
Good debt management is more than just dealing with debt when you have a problem it is avoiding the problem form happening in the first place.
2008-05-08Britons binge on plastic
Brits spent a record £92billion in three months last year which they couldn't afford
2008-05-01Risking your house over debt
Your credit card debt could put your house at risk, find out how.
2008-03-19Will the credit crunch bite us?
How the credit crunch impacts on our own lives
2008-03-17Gas and electricity arrears-what to do
This is a guide about what to do if you are in arrears with the gas or electricity suppliers.
2008-03-12Having problems with mortgage arrears?
A guide on to how to deal with mortgage arrears or coping strategies when you are struggling with repayments
2008-03-02Debt advice warning- watch out for the cowboy
How to spot cowboy debt advice companies.
2008-02-26The way out of debt
Highlighting 10 key points which will help you to achieve debt freedom
2008-02-25Death of the 100 per cent plus mortgages
The demise of the 100% plus mortgages is a good thing because....
2008-02-15Why caution against debt consolidation loans?
Explanation as to why some people caution against debt consolidation loans,
2008-01-16Maxmising your income
To get out of debt quickly you need to maximise your income. This article will provide you with tips on how to do this.
2008-01-04How to stop your children getting into debt
How to prevent your children falling into debt
2007-11-02Credit card bills to be exposed
Credit cards companies will be forced to reveal the order in which interest will be charged on debts.
2007-10-30Warning signs for those with debt
Bank of England figures which identifies those who are in debt who are vurlnable
2007-08-28Irresponsible Lending - Why We Suffer
The reasons and issues behind consumer debt in the UK.
2007-08-14Why Creditors Don't Like IVA's
The reasons for banks rejecting IVA's in favour of debt management plans.
2007-08-13Debt Consolidation
Article explaining the options available for those who wish to consolidate their debt.
2007-05-25What can a creditor do? (Scotland)
What actions can a creditor take on a debtor in Scotland?
2007-05-24The Effect Of Bankruptcy
The facts about what happens in a bankruptcy.
2007-05-23What can a creditor do?(In England and Wales)
explanation of enforcement action a creditor can take against a debtor
2007-05-18Interest Free Con
Can we negotiate a better deal or are we all being conned into thinking we are getting a good deal.
2007-05-14Debt Management Strategy (DMS)
How to organise your debts so that you can effectively reduce reduce your debt.
2007-05-14Unmanageable Debt? IVA or Debt Management
Difference between IVA and Debt Management, benefits of IVA
2007-05-08Reclaiming Bank Charges
How to reclaim bank charges from your bank, a step by step guide.
2007-05-01Do you have a Debt Problem?
Are we too reliant on using debt to finance our lifestyle?
2007-04-08How To Check Your Credit Rating
A guide on how to check your credit score which is calculated and held by credit reference agencies.



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