Find all our articles containing lots of useful and helpful debt advice tips
| 2011-05-23 | Free Debt Management |
| How free are free debt management plans? Find out how to do your own free debt management plan. | |
| 2011-04-26 | Low Income Low Assets Scotland |
| LILA is a Scottish debt solution for those on a low income with little or no assets. | |
| 2011-03-29 | Debt Settlement Order Scam |
| Have you received a text telling you about Debt Settlement Order, its a scam! | |
| 2011-03-28 | Life Insurance Warning |
| Find out why your life insurance policy may not cover your mortgage. | |
| 2010-11-18 | DMP |
| DMP or debt management plans. Discover how to cheaply organise your own dmp | |
| 2010-07-07 | Debt Relief Order |
| Debts less than £15k? Low income? Find out how a Debt Relief order can make you debt free. | |
| 2010-07-01 | Time barred debts in Scotland |
| The law relating to time barred debts in Scotland is significantly different. Find out how to use this to your advantage on your old debts. | |
| 2010-07-01 | Statute Barred Debt England and Wales |
| Being pestered by debt collection companies about an old debt. Find out if your debt is time barred or not. Template letters | |
| 2009-02-25 | New Changes to Bankruptcy in Scotland |
| The changes to the Scottish personal bankruptcy (sequestration) procedures has allowed more Scots to apply for bankruptcy -find out why. | |
| 2009-02-18 | How to beat the recession |
| Here's our angle on how to beat the recession. | |
| 2009-02-17 | Good debt - bad debt |
| Every one has debt good or bad but which is which and how can we learn more about debt. Answer... read on. | |
| 2009-02-11 | Making money from Pre-payment meters |
| How much money does your energy company make from pre-payment meters and to what lengths will they go to install one? | |
| 2009-02-09 | Should I hand back my house? |
| Should you just hand back you house or are there other options. Read here and find out. | |
| 2009-02-06 | What is an Insolvency Practitioner? |
| What is an insolvency practitioner? Find out exactly what he does and what should you expect when you meet one. | |
| 2009-02-03 | House repossession in Scotland |
| Too many homes are being repossessed. If you are worried about this then read this article. | |
| 2009-02-03 | Christmas credit crunch bites Santa |
| What effect did the credit crunch have on us at Christmas, find out here. | |
| 2009-02-03 | Surviving the credit crunch this Christmas |
| Make sure your new Christmas is not a debt ridden Christmas. This short piece will help you avoid spending too much money next Christmas. | |
| 2009-02-03 | Rising debt levels for OAP's |
| OAP debt are levels are on the increase find out what why. | |
| 2009-01-21 | Should I Get A Loan During The Credit Crunch? |
| This must be the question on everyone's lips just now -Should I Get A Loan During The Credit Crunch? Here are some points you should consider before getting a loan. | |
| 2009-01-16 | What happens after bankruptcy? |
| Everyone thinks that they know what happens after bankruptcy but do they? Read on and find out what happens. | |
| 2009-01-15 | Don't despair about debt |
| Being in debt can get you down. The challenge is to rise up and do something positive with your debt and life. This article details the options. | |
| 2008-12-28 | How interest rates fight inflation |
| Interest rates are continually moving, the reason for this, we are told, is that it fights inflation. Find out how. | |
| 2008-12-19 | Store cards - are they worth it? |
| Commonly used but rarely critically examined, are store cards worth it? Read here and find out. | |
| 2008-12-17 | Debt after death |
| Sadly it comes to us all, but what happens to our debts when we die. Read on to find out. | |
| 2008-12-17 | Debt from mortgage shortfalls |
| This article will be of interest if you are in negative equity or your house has repossessed. | |
| 2008-12-15 | Sell and Rent Back schemes |
| When times are hard and you are considering a Sell and Rent Backs scheme you need to do your own research. Here you'll find useful information to help you make an informed decision. | |
| 2008-12-12 | Should We Reclaim Bank Charges? |
| The banks have made a lot of money from charging excessive bank charges on overdrawn accounts. Find o0ut how to claim these charges back. | |
| 2008-12-12 | How to save money? |
| In this financial climate we should be looking a various ways to save money. This article will save you money. | |
| 2008-12-11 | Is Your Car A Financial Burden? |
| We all must look at ways we can save money and our car is one of the biggest sources of expenditure. Read here to find out how to cut the cost of motoring. | |
| 2008-12-11 | How to cut the cost of car insurance |
| Do you simply renew your car insurance each year? Are you fed up paying through the nose? Do you want cheaper car insurance? The answers are here. | |
| 2008-12-09 | Debt from Doorstep Loans |
| Have you ever considered using a doorstep loan or ever wondered what it was. This article will explain it all. | |
| 2008-12-08 | Benefits of debt consolidation |
| This article examines what the benefits of debt consolidation and how best to use it as a tool for debt relief. | |
| 2008-12-05 | PPI - is it worth it? |
| It is essential that you know exactly what is involved with payment protection. This article will let you know whether or not it is worth it. | |
| 2008-12-03 | Will the Debt Crisis Get Worse? |
| Is there an answer to how long this credit crunch will last. There isn't , but this article will help you understand a little bit more about the problems. | |
| 2008-12-03 | IVA's Explained |
| When should you take out an IVA and what is an IVA are examined in this article | |
| 2008-12-01 | Idiot's Guide to the Credit Crunch |
| Have you ever asked yourself how did the credit crunch happen? Well this brief and insightful article will explain how this economic catastrophe happened. | |
| 2008-12-01 | Know Your Redundancy Rights |
| Being made redundant is a worrying and stressful time made worse by the confusion of what you are entitled to. This article examines what rights you are entitled when you are made redundant. | |
| 2008-11-28 | What are Tax Credits? |
| The are two main sources of tax credits. This article examines both and signposts how to claim them. | |
| 2008-11-28 | Surviving redundancy |
| Being made redundant, for many, is a step into the unknown. This article offers support and advice for those who have recently been made redundant. | |
| 2008-11-27 | The different kinds of debt solutions |
| Here is a nice concise list of debt solutions available. | |
| 2008-11-27 | Best Way to Repay a Student Loan |
| All you need to know about student debt and how to repay it. | |
| 2008-11-27 | Effect of an IVA on credit rating |
| Have you ever wondered about what effect an IVA has on your credit rating, well look no further. | |
| 2008-11-26 | The pros and cons of a debt management plan |
| This article examines the advantages and disadvantages of a debt management plan. | |
| 2008-11-26 | Tips on credit card debt management |
| It is important to know how to deal with your credit card debts in order to avoid falling deeper into the mire. This article will help you avoid many of the pitfalls. | |
| 2008-11-25 | The alternatives to a debt management |
| There are more options than you think to debt management. This article explains what alternatives there are. | |
| 2008-11-25 | How Can I Stop My Creditors From Calling Me? |
| There are various ways to stop creditors from pestering you. This article will help you to stop your creditors from calling you. | |
| 2008-11-24 | Refused a loan? What should I do ? |
| If you have been refused a loan, it is vital to find out if your credit file is correct or not. For more information about what to do read here. | |
| 2008-11-24 | Debt Problems and HP |
| It is important to understand what options are available to you when you are experiencing debt problems. In this article we highlight what you can do if you are struggling with HP payments. | |
| 2008-11-21 | Tenancy agreements - IVA's and Bankruptcy |
| Have you ever considered what impact an IVA or bankruptcy has on your tenancy agreement? Find out here. | |
| 2008-11-21 | Council Tax Arrears - What Can Happen? |
| It is important to know what can happen to you when you fall into Council Tax arrears. This article explains what can happen. | |
| 2008-11-20 | In Debt And Nearing Retirement Age |
| There are many things to consider when you are reaching retirement age. This article looks at a few of the issues surrounding debt and retirement. | |
| 2008-11-20 | Debt and Pensioners |
| What are the issues which affect pensioners the most? This article explores the issues of pensioner debt. | |
| 2008-11-19 | Will The Credit Crunch Cause Inflation? |
| The credit crunch always seems to be in the news. Find out what the effects are and how long it may last. | |
| 2008-11-19 | Mortgage Arrears - What You Should Know? |
| Do you have mortgage arrears? Worried about losing your house? Don't know where to turn to? This article will give you pointers on what you should be doing. | |
| 2008-11-18 | Should I use a credit repair company? |
| Newspapers and the radio are full of companies advertising that they will repair your credit file but can they and is it worth it? Read here and find out. | |
| 2008-11-18 | Bailiffs- what are my rights? |
| You can land yourself in a lot of trouble if you don't understand what bailiffs can and can't do. Read on for more information. | |
| 2008-11-17 | The IVA Process |
| Knowing what's involved in the IVA or Individual Voluntary Arrangement process will help relieve the stress of the process. This article explains what' s involved. | |
| 2008-11-17 | Credit Card Debt solutions |
| Being in control of your credit card debt is important. This article details where to find credit card debt solutions. | |
| 2008-11-12 | What can I do to stop bankruptcy? |
| There are various alternatives to bankruptcy which may be more appropriate to your needs, IVA, debt management, or debt consolidation. This article examines what other solutions there are. | |
| 2008-11-12 | How do I go Bankrupt? |
| What is involved in the the process of being made bankrupt and how easy it it and how much does it cost are all answered in this article. | |
| 2008-11-11 | Life after bankruptcy |
| This articles examines what you should expect after being declared bankrupt. | |
| 2008-11-11 | What Will I Lose in Bankruptcy |
| Bankruptcy is a serious step to take so it is important t to understand what is involved. This article details what you are likely to lose in bankruptcy. | |
| 2008-11-10 | What is a Protected Trust Deed? |
| How many people in Scotland know what an Protected Trust Deed is? Read this article and find out. | |
| 2008-11-10 | Electricity and Gas Arrears - What Can Happen |
| What can happen and what you should do when you have fallen into arrears with your gas and electricity is explored in the article. | |
| 2008-11-07 | How debt management solved my debt problems |
| This article examines how best to use debt management to eliminate debt problems. | |
| 2008-11-05 | The effect of IVA on credit rating |
| This articles examines how much impact an IVA will have on your credit rating. | |
| 2008-11-01 | What are the effects of bankruptcy? |
| Bankruptcy can seem like an ideal solution to serious debt problems. But what are the effects of bankruptcy on your life and finances. | |
| 2008-10-31 | Compare And Contrast Bankruptcy With An IVA |
| If you are suffering from severe financial difficulties then you may consider either declaring yourself bankrupt or applying for an IVA, so its vital that you fully understand both routes. | |
| 2008-10-30 | Debt Consolidation Tips |
| Check out this tips on debt consolidation before using this debt management route. | |
| 2008-10-29 | Pros and cons of debt consolidation |
| If you are considering debt consolidation as a form of debt management you need to fully understand the pros and cons of it. This article will help you under the issues involved. | |
| 2008-10-28 | Compare and Contrast IVA With Debt Management |
| The similarities and differences between IVA's and debt management plans are explained. | |
| 2008-10-28 | What is fuel poverty? |
| If the cost of heating and lighting your home is having a huge impact on your household expenses then you may be in fuel poverty. | |
| 2008-10-27 | How to avoid bankruptcy |
| You should explore other possible solutions before going bankrupt. This article gives you a brief run down of your options. | |
| 2008-10-27 | Your duties as a bankrupt |
| A brief run down of your obligations as a bankrupt. | |
| 2008-10-24 | What benefits am I entitled to? |
| Dealing with debt means maximising your income and claiming all the benefits you're entitled to. Read more | |
| 2008-10-21 | Debt Options For Those Who Live In Scotland |
| The law relating to debt is different in Scotland and many solutions are overlooked due to ignorance. Find out what your options are. | |
| 2008-10-20 | Car Repossession - My Options |
| What are your rights when you are threatened with car repossession? Don't know? Read our brief guide on things you should know about car repossession. | |
| 2008-10-20 | Credit Crunch and Buy-to-Let Landlords |
| The credit crunch is impacting on everyone, including the buy-to-let sector. We examine the extent of this impact on the private investor. | |
| 2008-10-17 | Will The Credit Crunch Affect My Savings |
| The impact of the credit crunch is not just effecting the availability of credit but also our savings. This article examines the impact of the credit crunch on our savings. | |
| 2008-10-17 | What Has Caused The Credit Crunch |
| This is a good summary of the factors which have contributed to the credit crunch. | |
| 2008-10-16 | What Will Happen To My House in Bankruptcy |
| What you need to know about your house during bankruptcy. | |
| 2008-10-16 | Should I Save Money or Reduce My Debts |
| To save or not to save, that is the question. If not save then do we end the sleepless nights by reducing our debts? Per chance to dream | |
| 2008-10-15 | Will the 100 per cent mortgages return |
| We examine if the 100 per cent mortgage will ever return | |
| 2008-10-15 | Surviving the Credit Crunch |
| The credit crunch is effecting everyone. Find out how you can survive the credit crunch. | |
| 2008-10-11 | Protected Trust Deed will I lose my house |
| This articles examines what a Protected Trust Deed is and the risk of losing a house. | |
| 2008-10-11 | Protected Trust Deed vrs Bankruptcy |
| This article explores the differences between a protected trust deed and bankruptcy. | |
| 2008-10-11 | Protected Trust Deed or Debt Management |
| This article looks at the the main differences between a Protected Trust deed and a debt management plan | |
| 2008-10-10 | Impact of partners debts |
| Do you know the impact of your partners debts on your finances? Read here to find out. | |
| 2008-10-10 | Telling your partner about debt problems |
| Should you tell your partner about your debt problems is very common question. This article explores why you should tell your partner. | |
| 2008-10-07 | Money as debt videos |
| Do you know where money gets its value from? Watch these videos and find out. | |
| 2008-09-10 | Free money guaranteed |
| Don't get conned out of your hard earned money. This article examines the extent of the deception in the UK. | |
| 2008-09-04 | Help With Credit Card Debt |
| Everyone needs help with Help With Credit Card Debt. This article offers some quick fixes to deal with your credit debt and a long term strategy. | |
| 2008-08-25 | Can I get a debt consolidation loan? |
| Debt consolidation loans are becoming more available as the banks relax their lending criteria. | |
| 2008-08-11 | What is debt consolidation |
| What is debt consolidation is an article which will help you make the bets decisions about debt consolidation. | |
| 2008-06-10 | Debt Management Options |
| Hope is not lost for those who have debt problems. There are several solutions to your debt problems. | |
| 2008-05-17 | Debt Management Survival Plan |
| Tips on how to formulate a debt management plan to survive the credit crunch | |
| 2008-05-15 | How to avoid getting into debt |
| Good debt management is more than just dealing with debt when you have a problem it is avoiding the problem form happening in the first place. | |
| 2008-05-08 | Britons binge on plastic |
| Brits spent a record £92billion in three months last year which they couldn't afford | |
| 2008-05-01 | Risking your house over debt |
| Your credit card debt could put your house at risk, find out how. | |
| 2008-03-19 | Will the credit crunch bite us? |
| How the credit crunch impacts on our own lives | |
| 2008-03-17 | Gas and electricity arrears-what to do |
| This is a guide about what to do if you are in arrears with the gas or electricity suppliers. | |
| 2008-03-12 | Having problems with mortgage arrears? |
| A guide on to how to deal with mortgage arrears or coping strategies when you are struggling with repayments | |
| 2008-03-02 | Debt advice warning- watch out for the cowboy |
| How to spot cowboy debt advice companies. | |
| 2008-02-26 | The way out of debt |
| Highlighting 10 key points which will help you to achieve debt freedom | |
| 2008-02-25 | Death of the 100 per cent plus mortgages |
| The demise of the 100% plus mortgages is a good thing because.... | |
| 2008-02-15 | Why caution against debt consolidation loans? |
| Explanation as to why some people caution against debt consolidation loans, | |
| 2008-01-16 | Maxmising your income |
| To get out of debt quickly you need to maximise your income. This article will provide you with tips on how to do this. | |
| 2008-01-04 | How to stop your children getting into debt |
| How to prevent your children falling into debt | |
| 2007-11-02 | Credit card bills to be exposed |
| Credit cards companies will be forced to reveal the order in which interest will be charged on debts. | |
| 2007-10-30 | Warning signs for those with debt |
| Bank of England figures which identifies those who are in debt who are vulnerable | |
| 2007-08-28 | Irresponsible Lending - Why We Suffer |
| The reasons and issues behind consumer debt in the UK. | |
| 2007-08-14 | Why Creditors Don't Like IVA's |
| The reasons for banks rejecting IVA's in favour of debt management plans. | |
| 2007-08-13 | Debt Consolidation |
| Article explaining the options available for those who wish to consolidate their debt. | |
| 2007-05-25 | What can a creditor do? (Scotland) |
| What actions can a creditor take on a debtor in Scotland? | |
| 2007-05-24 | The Effect Of Bankruptcy |
| The facts about what happens in a bankruptcy. | |
| 2007-05-23 | What can a creditor do?(In England and Wales) |
| explanation of enforcement action a creditor can take against a debtor | |
| 2007-05-18 | Interest Free Con |
| Can we negotiate a better deal or are we all being conned into thinking we are getting a good deal. | |
| 2007-05-14 | Debt Management Strategy (DMS) |
| How to organise your debts so that you can effectively reduce reduce your debt. | |
| 2007-05-14 | Unmanageable Debt? IVA or Debt Management |
| Difference between IVA and Debt Management, benefits of IVA | |
| 2007-05-08 | Reclaiming Bank Charges |
| How to reclaim bank charges from your bank, a step by step guide. | |
| 2007-05-01 | Do you have a Debt Problem? |
| Are we too reliant on using debt to finance our lifestyle? | |
| 2007-04-08 | How To Check Your Credit Rating |
| A guide on how to check your credit score which is calculated and held by credit reference agencies. |